First home buyers
Grants, deposits, the buying steps and the schemes that can lower your upfront cost.
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Finance, explained properly
A working library on home loans, refinancing and property investing in Australia, written by the brokers at Finance Lab.
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Refinancing
When a switch is worth it, the real costs to weigh up and how the process runs end to end.
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Equity, structures, interest-only and the numbers behind a property investment decision.
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How borrowing power is worked out, fixed against variable, offsets, redraw and loan features.
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Guides and tools
Buying a house checklist: every step from deposit to settlement
A practical, step-by-step checklist that takes you from saving your deposit through to settlement day.
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Guides and tools
Conveyancing fees explained: what you pay and why
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Guides and tools
Gazumping explained: what it is and how to protect your offer
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Guides and tools
Your house inspection checklist for buying a home in Australia
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Guides and tools
Downsizing your home: a practical guide
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First home buyers
Grants, deposits and the buying steps
ViewRefinance
When and how to switch lenders
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Borrowing power, features and rates
ViewInvestment loans
Equity, structures and the numbers
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Building, land and progress draws
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Five guides worth reading first
The questions our brokers are asked most often, answered in plain English. Want it applied to your situation? Talk to the team.
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01
First home buyers
What Is a Mortgage? A First Home Buyer's Plain Guide
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02
First home buyers
The first home buyer process in Australia, step by step
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03
First home buyers
Buying a home with a 5 percent deposit home loan
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04
Home loans
Home loan pre-approval explained
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05
First home buyers
The home loan settlement process explained for first home buyers
Ready when you are
Turn the reading into a plan
The guides cover the general picture. A Finance Lab broker applies it to your income, deposit and goals, then handles the lender legwork for you. There is no cost to talk and no obligation to proceed.
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Call (08) 8373 4000
Or email hello@financelab.com.au. Australian Credit Licence 389328.
Written and reviewed by Finance Lab brokers
Every guide is authored and checked by John Kefalianos and the team, not outsourced.
Australian Credit Licence 389328
Finance Lab is a licensed credit business. Guidance here is general information only.
Talk to a real broker, any time
Have a question the guides do not answer? Book a no-obligation chat with the team.