Complimentary · No obligation · No credit check
Calculators
Work through the numbers on your own loan. Our two rate-comparison tools are being rebuilt at the moment, so a broker is doing those comparisons by hand in the meantime.
Are you on the right rate?
Being rebuilt. This check is offline while we rebuild the way it reads the rates lenders publish. A broker can compare your loan against the panel by hand in the meantime.
- Temporarily unavailable
- A broker can do this for you
- No cost, no obligation
Should you fix your rate?
Being rebuilt. This calculator is offline while we rebuild the way it reads the rates lenders publish. A broker can model fixing against staying variable with you in the meantime.
- Temporarily unavailable
- A broker can do this for you
- No cost, no obligation
How much could you borrow?
Estimate the loan amount you could service. Income, expenses, debts and deposit go in; we check it against today’s lowest panel rate plus the APRA 3% serviceability buffer — the same way a lender would.
- HEM expense benchmark
- APRA 3% buffer baked in
- LMI & stamp duty estimate
- 30-year P&I serviceability
Selling to downsize?
Buying a smaller home in South Australia aged 60+? You may qualify for full stamp-duty exemption on purchases up to $2 million. Enter your figures and see your surplus or shortfall in under a minute.
- SA stamp-duty concession
- Eligibility check
- Surplus or shortfall
- Repayment if short
Buying before you sell?
A bridging loan carries both properties at once. Enter your figures and see whether the peak debt clears the 80% LVR hurdle — and what your end loan looks like after the sale settles.
- 80% peak-debt test
- Peak LVR check
- End debt after sale
- Monthly repayment
Talk to a broker
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directly.
Mon–Fri 9am–5pm. The calculators show the numbers — a broker explains what to do with them.
08 8121 3076Or start online
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2 minutes. We’ll review and call you within 1 business day.