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Guides and tools guides
Plain-English guides on guides and tools, written and reviewed by the team at Finance Lab.
Guides in this topic
8 guidesClosing credit cards before applying for a mortgage: should you?
Closing credit cards before applying for a mortgage may help your borrowing capacity in some cases. How limits, balances and your credit report factor in.
Read the guide Guides and toolsYour house inspection checklist for buying a home in Australia
Use this house inspection checklist before you buy in Australia: what to check, when to book a building and pest report, and how it ties to your finance.
Read the guide Guides and toolsGazumping explained: what it is and how to protect your offer
Gazumping explained for Australian home buyers: what gazumping means, when you can be gazumped, and the practical steps that may help protect your offer.
Read the guide Guides and toolsYour first inspection checklist for buying a home in Australia
Use this first inspection checklist for your first open home in Australia: what to bring, what to check room by room, and how it ties to your finance.
Read the guide Guides and toolsDownsizing your home: a practical guide
Downsizing your home means selling up and buying smaller. Learn the costs to weigh, how the proceeds affect your finances, and where a home loan may fit.
Read the guide Guides and toolsDocuments for a low doc home loan, including your BAS statement home loan paperwork
Self employed? A BAS statement home loan lets you verify income with your BAS and other records. See the documents for a low doc home loan you may need.
Read the guide Guides and toolsConveyancing fees explained: what you pay and why
Conveyancing fees explained for Australian buyers: what conveyancing costs cover, what moves the price, and how to budget the legal work when you buy a home.
Read the guide Guides and toolsBuying a house checklist: every step from deposit to settlement
Use our buying a house checklist for Australia: save a deposit, work out borrowing power, choose a loan, get pre-approval, inspect and settle with confidence.
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This information is general only and does not constitute personal financial or credit advice. Finance Lab, Australian Credit Licence 389328.