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Investment loans guides
Plain-English guides on investment loans, written and reviewed by the team at Finance Lab.
Guides in this topic
8 guidesUsable equity explained: how to work out what you can tap
Usable equity is what you may borrow against your home, around 80% of its value minus what you owe. See the formula, a worked example and how lenders assess it.
Read the guide Investment loansRental Yield Explained: How to Work Out the Return on an Investment Property
Rental yield explained for Australian investors: how to calculate gross and net rental yield, work out the return on a property, and where yield fits.
Read the guide Investment loansPre-Approval for an Investment Loan: How It Works in Australia
A pre approval investment loan sets your borrowing range before you buy. How conditional approval works, what lenders check, and how to get ready in Australia.
Read the guide Investment loansOffset Account on an Investment Loan: How It Works in Australia
An offset account on an investment loan reduces the interest you pay and may protect deductibility. How it works, offset vs redraw, and who it may suit.
Read the guide Investment loansHow a mortgage broker for an investment property can help investors
A mortgage broker for an investment property compares loans across many lenders and must act in your best interests. See how a broker may help investors.
Read the guide Investment loansLandlord insurance explained: what it covers and whether you need it
Landlord insurance explained: what it covers, how it differs from home insurance and what affects the cost. Learn whether you may need it for your rental.
Read the guide Investment loansInvestment Loan Documents: The Application Checklist
The investment loan documents and application checklist for Australia. What lenders assess, the papers to gather, and how the process works, step by step.
Read the guide Investment loansDebt Recycling Explained: How the Strategy Works in Australia
Debt recycling explained for Australia: how the strategy turns home debt into investment debt, the tax angle, the risks, and who it may suit. General info only.
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This information is general only and does not constitute personal financial or credit advice. Finance Lab, Australian Credit Licence 389328.