The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans.
Continue reading “5% deposit scheme expands early – will it increase house prices?”Surge in switching: 1,000 home loans refinanced every day
Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.
Continue reading “Surge in switching: 1,000 home loans refinanced every day”Third rate cut delivered this year as RBA trims cash rate to 3.60%
Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
Continue reading “Third rate cut delivered this year as RBA trims cash rate to 3.60%”Skipping pre-approval sees 1-in-10 first home buyers miss out
Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval.
Continue reading “Skipping pre-approval sees 1-in-10 first home buyers miss out”How your home can help your kids get a great education
Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why.
Continue reading “How your home can help your kids get a great education”Newly built homes notch up strongest sales in 3 years
There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home – and the financial incentives available to new home buyers.
Continue reading “Newly built homes notch up strongest sales in 3 years”Has your borrowing power increased in 2025?
If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.
Continue reading “Has your borrowing power increased in 2025?”Two-thirds of borrowers could save by refinancing: report
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
Continue reading “Two-thirds of borrowers could save by refinancing: report”Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
Continue reading “Small deposit? 50,000 Home Guarantee Scheme spots just opened up”How to make an offer on a home
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal.
Continue reading “How to make an offer on a home”